1. Use of Site

This Site is intended for individuals 18 years and older. By using this Site, you represent that you are at least 18 years old and legally able to enter a binding agreement.

You agree to use this Site only for lawful purposes and not to:

• Violate any local, state, national, or international law;

• Transmit any malware or harmful code;

• Attempt to gain unauthorized access to our systems or networks.

⸻

2. Intellectual Property

All content on this Site, including text, graphics, logos, videos, software, and design, is the property of Spark Peak Consulting LLC and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or use any content without prior written permission.

⸻

3. Program Participation

By enrolling in any of Spark’s programs or services, you acknowledge that:

• Program results vary and are not guaranteed;

• You remain responsible for your own decisions, actions, and outcomes;

• Any business guidance is for informational and educational purposes only and not a substitute for financial, legal, or medical advice.

⸻

4. Payment and Refund Policy

Payments for Spark services and programs are due as stated during checkout or enrollment. Refund eligibility is outlined on individual sales pages or contracts. In general, all digital programs and coaching packages are non-refundable unless explicitly stated otherwise.

⸻

5. Disclaimers

This Site is provided “as is” without warranties of any kind. We do not guarantee that the Site will be error-free, secure, or uninterrupted.

We are not liable for any indirect, incidental, or consequential damages arising from your use of the Site or services.

⸻

6. Limitation of Liability

To the maximum extent permitted by law, Spark Peak Consulting LLC shall not be liable for any damages, losses, or expenses arising from:

• Use or inability to use the Site;

• Any decision made based on Site content;

• Delays, disruptions, or viruses transmitted through the Site.

⸻

7. Modification of Terms

We reserve the right to update or change these Terms at any time. Continued use of the Site after changes are made constitutes your acceptance of those changes.

⸻

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State of LLC Registration], without regard to its conflict of law principles.

⸻

Privacy Policy

At Spark Peak Consulting LLC, your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your personal information.

⸻

1. Information We Collect

We collect information when you:

• Submit forms or applications (e.g. name, email, phone number, business name);

• Enroll in a program or purchase a product;

• Interact with us via email or our Site;

• Use our services or tools, including analytics and cookies.

⸻

2. How We Use Your Information

We use your information to:

• Provide and manage services;

• Communicate with you;

• Process transactions;

• Improve our offerings and user experience;

• Send you updates and marketing communications (you may opt out at any time).

⸻

3. Sharing Your Information

We do not sell, rent, or trade your personal information. We may share it with trusted service providers (e.g. email platforms, payment processors) who help us operate our business and are contractually obligated to safeguard your data.

We may disclose information if required by law, court order, or governmental request.

⸻

4. Data Security

We implement commercially reasonable measures to protect your personal information. However, no system can guarantee 100% security.

⸻

5. Cookies & Analytics

Our Site may use cookies and third-party analytics (e.g. Google Analytics) to track usage and improve performance. You may disable cookies via your browser settings.

⸻

6. Your Rights

You may request access, correction, or deletion of your personal information by contacting us at support@sparkpeakconsulting.co

⸻

7. Contact

If you have questions about these Terms or our Privacy Policy, please contact us:

Spark Peak Consulting LLC

Email: support@sparkpeakconsulting.co

Website: www.growwithspark.co